The awards will be on duty 30 credits a year to 4.92 percent

Prices for housing loans for 30 years has increased, but remained below 5 percent for the third week in the Government’s efforts, such as subsidies for the housing market continues to keep low.

The average interest rate for a 30-year fixed-rate mortgage this week was 4.92 percent, up from 4.87 percent a week earlier, mortgage lender Freddie Mac said Thursday. Prices, while above the historic low of 4.78 percent hit in the spring, are still attractive to people who buy a home or refinance.

To argue that if the property market and sustain the economy from the worst recession since 1930, the Federal Reserve has embarked on an extraordinary level of support, bore the expenditure of $ 1.25 trillion mortgage-securities, the prices to driven down on home loans.

Last month, has agreed to Fed Chairman Ben Bernanke and his colleagues to slow the pace of the program to buy mortgage-backed securities of Fannie Mae and Freddie Mac Instead of follow-up purchases at the end of this year, the bank U.S. Central now plans to do so by the end of March.

But a few minutes this week, was issued by the Fed’s closed door consultations on 22-23 September have shown disagreement between the Fed’s monetary policy, even if their vote was to expand the program, unanimously. It could be a boost to mortgage-backed securities purchase program to help the economy recover more quickly, while another participant believes that a reduction is justified, because the recovery has shown signs of pick-up.

Despite government efforts to support the housing market, qualifying for a loan is still difficult. Creditors have considerably strengthened their standards, so the best prices with solid credit and a 20 percent down payment.

Freddie Mac collects mortgage rates from Monday to Wednesday each week from lenders throughout the country. Prices often fluctuate considerably, even within a day, often in line with the government of long-term bonds.

The average interest rate for a 15-year fixed-rate mortgage rose to 4.37 percent from 4.33 percent last week, according to Freddie Mac

Prizes will be on five years ago, media guide variable rate 4.38 percent after 4.35 percent in the week. Prices are for one year, variable mortgage rate crept up to 4.6 percent of 4.53 percent.

Prices do not include the cost of add-on known as points. The share nationally for loans in the Freddie Mac survey, an average of 0.7 points for 30 years and 15 years of the loan. The fee, on average, 0.6 points for the five-year loans and 0.5 points for a loan years.

Source:yahoo.com

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4 Comments

  1. pensiun kaya — October 19, 2009 @ 4:45 pm

    duh sayang nggak ngerti nih temanya :-)

  2. Diah — October 19, 2009 @ 11:41 pm

    nggak usah di hiraukan tema diatas , saya cuman memancing pihak sponsor untuk melirik ..abis baru ngebid ..Allhadulillah mereka kecanthol dan suka :)

  3. Edwin — December 29, 2009 @ 9:01 am

    Wah, saya baca postingan2 mbak diah soal “mancing-memancing ikan”, tapi kok masih ndak mudeng yah. Kalo saya simpulkan kira-kira begini ga mbak (mohon dikoreksi kalo salah):
    1. Lihat joblist di broker PTR
    2. Jika sudah ada job yang diincer, kita cari artikel yang topik bahasannya nyangkut dengan job (cari umpan)
    3. Edit dan modifikasi artikel, tanpa link, hanya sebutkan source artikel, kemudian Post artikel (pasang umpang)
    4. Tunggu satu dua hari, sapa tau advertiser tertarik dan ngasih job yang diincer.

    Kira-kira begitu bukan mbak diah? maap kalo ngawur, saya baru belajar PTR soalnya, blom banyak ngerti.
    Salam kenal ya. Makasih buat sharing pengalamannya.

  4. Diah — December 29, 2009 @ 12:11 pm

    Dear Mas Edwin

    Wah Sampeyan pancen TOP banget…betul sekali mas.Sebenarnya ngak dikasih umpan sieh nggak ada masalah .Akan tetapi saya sering banget di tolak .Dan alasan klasik menolaknya “Blog Not English”..ya cuman itu aja..akhirnya tiap kali ada umpan ..saya juga buat umpan..1 halam penuh ..oppss teryata 1-2 kali nyanthol..ya udah ..akhirnya ketagihan juga mas :)

    Salam kenal juga mas edwin

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